Living on minimum wage · Vermont
Living on Minimum Wage in Vermont
A full-time job at Vermont’s $14.42 minimum wage pays $29,994 a year. After federal taxes that is about $2,182 a month, the 19th-highest take-home of the 51 states and DC.
- Take-home a month $2,182 single, after federal tax
- Take-home a year $26,190 87% of $29,994
- Real hourly pay $12.59 after tax, of $14.42
- Work for $100 of goods 8.5 hrs incl. 7% sales tax
From gross pay to take-home
| Year | Month | Every 2 weeks | |
|---|---|---|---|
| Gross pay | $29,994 | $2,499 | $1,154 |
| Federal income tax | −$1,509 | −$126 | −$58 |
| Social Security & Medicare | −$2,295 | −$191 | −$88 |
| Take-home | $26,190 | $2,182 | $1,007 |
Figures assume 40 hours a week for 52 weeks, a single filer and the 2026 standard deduction. Vermont state income tax is not included, so an actual paycheck here will be somewhat lower. For a different situation, use the take-home pay calculator.
Compared with the federal minimum
A full-time worker in Vermont takes home about $12,263 more a year than someone paid the $7.25 federal minimum, who keeps $13,926. The highest take-home is in District of Columbia, at $32,842. See this state’s rate history and rank on minimum wage in Vermont.
What spending costs in hours of work
The combined sales tax in Burlington is 7%, so $100 of taxable goods costs $107.00 at the register. At $12.59 of take-home pay an hour, that takes about 8.5 hours of work, the 19th-shortest of the 51 states and DC.
Rates differ across the state; see sales tax in Vermont for other cities.
Two earners
A couple who both work full-time at minimum wage and file jointly earn $59,987 and take home about $4,365 a month after federal taxes.
How big a mortgage minimum wage supports
Lenders commonly cap housing costs at 28% of gross pay. At this week’s 6.76% 30-year rate, that lets one full-time earner here borrow about $107,792 and a two-earner couple about $215,583, before property tax and insurance. See what a $200,000 mortgage costs month to month.
Minimum wage in Vermont: take-home FAQ
What is take-home pay on minimum wage in Vermont?
Full-time at $14.42 an hour, 40 hours a week for 52 weeks, earns $29,994 a year. After $1,509 of federal income tax and $2,295 of Social Security and Medicare, a single filer takes home about $26,190, or $2,182 a month. Vermont state income tax is not included, so an actual paycheck here will be somewhat lower.
How much federal tax does a minimum wage worker pay in Vermont?
About $1,509 of federal income tax and $2,295 of Social Security and Medicare, using 2026 brackets and the standard deduction for a single filer. Together that is 13% of gross pay.
How long does a minimum wage worker in Vermont work to buy $100 of goods?
The combined sales tax in Burlington is 7%, so $100 of taxable goods costs $107.00 at the register. At a take-home rate of $12.59 an hour, that is about 8.5 hours of work, the 19th-shortest of the 51 states and DC.
Can you afford a mortgage on minimum wage in Vermont?
Keeping principal and interest to 28% of gross pay at this week’s 6.76% 30-year rate, one full-time minimum wage earner could borrow about $107,792. Two full-time earners could borrow about $215,583, before property tax and insurance.
2026 state minimum wage, 2026 federal brackets for a single filer with the standard deduction, and Social Security and Medicare at 7.65%. State and local income taxes are not included . Sales tax is the combined rate for one downtown ZIP code in Burlington.
Data: U.S. Department of Labor; Internal Revenue Service; State departments of revenue, via APIVerve. Our tables, charts and text are licensed CC BY-NC 4.0: share and adapt them for non-commercial use as long as you credit us. For commercial use or bulk data, use the APIVerve API. See the data terms. Cite as: Digest Your Finances, “Living on Minimum Wage by State”, https://digestyourfinances.com/studies/living-on-minimum-wage/vermont/ — based on U.S. Department of Labor; Internal Revenue Service; State departments of revenue. CC BY-NC 4.0.
