Digest Your Finances

Top Side Hustles for Millenials in 2023

Field Chari — Thu, 02 Mar 2023 00:00:00 GMT

A side hustle is a part-time job or gig that is taken on in addition to a person's primary job, and that is typically pursued for extra income or for personal fulfillment.

How To Choose Your First Job

Field Chari — Wed, 01 Mar 2023 00:00:00 GMT

Having your first job can be a rewarding and challenging experience.

What You Should Know Before You Borrow from your 401k

Field Chari — Wed, 10 Aug 2022 00:00:00 GMT

Taking a loan from your 401k can be a super low-cost way of getting funds when you urgently need them Unlike getting a personal loan or using your credit card, the ability to borrow from your 401k is

Can A Debt Collector Call You At Work?

Field Chari — Tue, 09 Aug 2022 00:00:00 GMT

If you have found yourself in a situation where debt collectors are hounding you for debt, you know how Relentless they can get.

Top 8 Best Credit Cards For Recent Graduates in 2022

Field Chari — Thu, 04 Aug 2022 00:00:00 GMT

Wearing the cap at your graduation is such a huge accomplishment All those assignments and tests are done, but a whole new phase of adulthood begins But a good question to answer would be what are the

Top 10 Apps That Pay You To Walk... Seriously

Field Chari — Mon, 01 Aug 2022 00:00:00 GMT

Ladies and gentlemen, if you told me 10 years ago that you could get paid to literally walk, I would NOT believe you one bit I mean, how? Well, the year is 2021 and yes, there are apps you can downloa

Top 5 Best Free Music Streaming Apps of 2022

Field Chari — Sun, 31 Jul 2022 00:00:00 GMT

Gone are the days when we all had to buy CDs and vinyl to listen to music. Don't get me wrong, all these different formats still exist and are still a pretty cool way to enjoy music.

Affordable Connectivity Program: What Is It and Who Qualifies

Field Chari — Tue, 12 Jul 2022 00:00:00 GMT

As the digital revolution continues to grow, a new question has started to arise.

How To Overcome Your Fear Of Personal Finance

Field Chari — Mon, 11 Jul 2022 00:00:00 GMT

You would think that by having a personal finance blog, and all the stories/about/ that I share about my journey and personal finances, I would be some sort of gifted and intelligent personal finance

10 Most Common Money Mistakes and How To Avoid Them

Field Chari — Fri, 10 Jun 2022 00:00:00 GMT

The thing with money is that it's very easy to miss manage it. Once one starts to miss manage money, it's easy for it to spiral out of control.

How Exactly I Bought My First Rental Property

Field Chari — Fri, 10 Jun 2022 00:00:00 GMT

Ah yes, the dream of owning real estate and earning a passive income.

How To Make $1,000 A Month Dog Sitting And Dog Walking

Field Chari — Fri, 10 Jun 2022 00:00:00 GMT

Here's the question for the day. Do you love making money/top-10-best-money-making-apps/? I know I do.

What Does Net Worth Mean And Why You Should Know Yours

Field Chari — Fri, 10 Jun 2022 00:00:00 GMT

Your net worth is the value of all your assets combined minus all your liabilities.

Experian Boost Review: Can It Increase My Credit Score?

Field Chari — Thu, 09 Jun 2022 00:00:00 GMT

Having a low credit score/what-is-considered-a-good-credit-score/ can be a super limiting factor when it comes to your finances.

Top 7 Most Common Financial Mistakes

Field Chari — Thu, 09 Jun 2022 00:00:00 GMT

The seven money habits quietly keeping you broke — and the simple fixes that put you back in control.

How To Budget Your Money - Complete Beginners Guide

Field Chari — Thu, 19 May 2022 00:00:00 GMT

Time and time again, no matter how many articles you read about Personal Finance and taking care of your financial future, they always say that you need a budget But if you've never had one, how do yo

Top 5 Financial Fees You Should Avoid

Field Chari — Wed, 18 May 2022 00:00:00 GMT

When it comes to the financial world, you are always somehow faced with fees after fees It's almost like they are out to get your money, aren't they? In all honesty, they are So the question is, what

12 Free Things To Do On A Night In

Field Chari — Tue, 17 May 2022 00:00:00 GMT

If you're anything like me, then you probably love doing fun things indoors. It's especially true nowadays, considering we are all stuck at home and trying to figure out what we can do for fun.

How To Boost Your Credit Score With One Move

Field Chari — Mon, 16 May 2022 00:00:00 GMT

Your credit score/what-is-considered-a-good-credit-score/ is one of the most important things creditors look for, right after employment and income.

The Housing Market Cooling Off in 2022

Field Chari — Sat, 14 May 2022 00:00:00 GMT

After 2 years of housing/is-buying-a-home-a-good-investment/ prices skyrocketing to infinity, is the end of this rally anywhere near? The numbers seem to suggest so.

What You Should Know About Income Restricted Apartments

Field Chari — Fri, 13 May 2022 00:00:00 GMT

When it comes to the most basic human needs, having shelter is top of the list. Everyone needs a place to call home and a roof over their head.

How To Make Credit Card Payments on a Tight Budget

Field Chari — Tue, 10 May 2022 00:00:00 GMT

Guest Post by Orlando Rodríguez Credit cards are a great financial tool.

Here's How To Not Be Afraid To Invest: Complete Guide

Field Chari — Thu, 05 May 2022 00:00:00 GMT

Investing is intimidating, isn't it? Hearing the word invest, I used to immediately imagine a room full of suits and ties, talking about 'stock market this' and 'portfolio that' It's no wonder that so

Why Am I Always Broke? Let's Fix It

Field Chari — Wed, 04 May 2022 00:00:00 GMT

Do you ever get to the end of the month and realize 'oh sh\t, I don't have any money left again? Why am I always broke?' Well, I have some good news and bad news.

Is Living In A Hotel Cheaper Than An Apartment?

Field Chari — Sun, 01 May 2022 00:00:00 GMT

If you travel a lot, are moving to a new city, or are just relocating, then you might have considered living in a hotel.

Equity In Real Estate: What Is It And Why Is It Important?

Field Chari — Fri, 29 Apr 2022 00:00:00 GMT

Real estate equity is basically the value of your primary home or investment property minus how much you owe on the mortgage.

Live Like You're Poor So You Can Actually Become Rich

Field Chari — Wed, 27 Apr 2022 00:00:00 GMT

This is one of the simplest statements but has the most profound effect on your life and financial success.

What Is Considered A Good Credit Score?

Field Chari — Mon, 25 Apr 2022 00:00:00 GMT

The question What is considered a good score is not as simple as giving out a number.

Why Your Money Is Safe In The Bank, And Not At Home

Field Chari — Sat, 23 Apr 2022 00:00:00 GMT

Banks are typically a very safe place to keep your money.

How To Settle Your Taxes With The IRS - Step By Step Guide

Field Chari — Thu, 21 Apr 2022 00:00:00 GMT

Let me start off by making one thing crystal clear. If you want to settle your taxes with the IRS, it is possible, but very rare and does not happen often.

Stop Paying For Cable! How To Cut The Cord in 2022

Field Chari — Wed, 20 Apr 2022 00:00:00 GMT

If you are still paying for Cable TV, chances are, you're probably paying waaay too much for tv Is $100+ every single month really worth it for TV? And besides, do you really watch every single channe

14 Ways To Achieve Financial Success in 2022

Field Chari — Tue, 19 Apr 2022 00:00:00 GMT

Guest Post by Lyle Solomon Financial success leads to financial freedom. It helps you lead a comfortable life and spend money as you wish.

Top 5 Best Apps For Transferring Money 2022

Field Chari — Sun, 10 Apr 2022 00:00:00 GMT

Apps have really come a long way, haven't they? Remember the time when apps were only good for burping noises and games? Gone are the days : now we have apps that are capable of transferring money bet

Top 10 Best Money Making Apps of 2022

Field Chari — Thu, 07 Apr 2022 00:00:00 GMT

Oh yes, how do you do combine the one thing that we already do the most being on our phones/how-to-lower-your-cell-phone-bill/ and earn money while you're at it? Money Making Apps, that's how Let's ta

Best And Heaviest Metal Credit Cards You Should Get 2022

Field Chari — Mon, 14 Mar 2022 00:00:00 GMT

With the popularity of the infamous Black Card American Express Centurion, may people seek the cool and prestigious status symbol of a metal credit card/how-to-apply-for-a-credit-card/ So which are th

How To Flip a House With no Experience

Field Chari — Mon, 28 Feb 2022 00:00:00 GMT

House flipping is a real estate investment strategy where an investor buys a property, makes renovations and improvements to it, and then sells it for a profit.

Risks of an Early 401k Withdrawal

Field Chari — Sat, 26 Feb 2022 00:00:00 GMT

A 401k is a type of retirement savings plan that allows employees to save and invest for their future.

How To Start A Profitable Blog And Make Money - Beginners Guide 2022

Field Chari — Tue, 15 Feb 2022 00:00:00 GMT

Have you ever tried looking up a step-by-step guide on how to start a blog and make money from it? If you have, then you've no doubt seen the plethora of blog posts and information out there on how to

Top 5 Best Personal Finance Apps in 2022

Field Chari — Sun, 13 Feb 2022 00:00:00 GMT

Keeping track of our finances and saving can become quite challenging To top off our busy lives and schedules, somehow we're supposed to manage bills, budgets, and savings? I think not Thank goodness

Best Bank Account For Teenagers in 2022

Field Chari — Fri, 11 Feb 2022 00:00:00 GMT

One of the biggest and most important life lessons you can never teach a teenager is how to manage their money.

How To Make Money On YouTube Even As A Beginner in 2022

Field Chari — Wed, 09 Feb 2022 00:00:00 GMT

Have you ever been watching YouTube and thought to yourself 'Man, I have a camera and things to say, how do I make money on YouTube, and is it even still possible?' Well, I'm here to tell you that mak

Top 10 Websites For Trades and Bartering in 2022

Field Chari — Mon, 07 Feb 2022 00:00:00 GMT

The internet has brought people closer than ever This is especially true when it comes to trading and bartering.

How To Invest In Bitcoin For Beginners in 2022

Field Chari — Sat, 05 Feb 2022 00:00:00 GMT

Buying Bitcoins and other cryptocurrencies have become this incredible experimental new investment platform for this generation Considering the hype and craze that surrounds cryptocurrencies, how do y

Top 10 Side Gigs That Pay Really Well In 2022

Field Chari — Wed, 02 Feb 2022 00:00:00 GMT

Many of us already have a steady job with a steady income.

Here's How To Make Six Figures On Etsy In 2022

Field Chari — Sun, 30 Jan 2022 00:00:00 GMT

Yes, my dear reader, you read that right. Not only is earning six figures on Etsy possible, but there are so many sellers out there that are earning much more than that. One thing to remember though.

Top 10 Ways To Make Money Online As A Teenager in 2022

Field Chari — Thu, 27 Jan 2022 00:00:00 GMT

It has never been a better time to make up money online than it is now The internet has completely leveled the playing field on how people make money.

Top 5 Best Vanguard Funds To Buy In 2022

Field Chari — Sat, 22 Jan 2022 00:00:00 GMT

If you are investing in the stock market for the long run, then there's no better performing way to do it than by investing in Vanguard funds.

Top 10 Habits Of Millionaires You Can Start In 2022

Field Chari — Thu, 20 Jan 2022 00:00:00 GMT

Whenever you talk or think about millionaires, the first thing the majority of people not all think about is It seems so difficult and impossible Maybe it's not for me.

How Much Interest Does $1 Million Dollars Earn?

Field Chari — Tue, 18 Jan 2022 00:00:00 GMT

If you find yourself with a million dollars in cash to invest/5-steps-on-how-to-get-started-in-investing/, then my friend, you should give me a call : All jokes aside, 1 million dollars can earn a ver

Top 10 Fireproof Places To Hide Cash

Field Chari — Mon, 17 Jan 2022 00:00:00 GMT

So, you have decided to stash your cash in your house instead of at the bank/why-your-money-is-safe-in-the-bank/? You've come to the right place.

Is FreeTaxUSA Legit? Our Review for 2022

Field Chari — Mon, 10 Jan 2022 00:00:00 GMT

Gone are the days when you had to file your taxes using pen and paper. In this day and age, they are various online tax filing Services out there.

2022 Tax Refund Schedule - When Should I Expect Mine?

Field Chari — Fri, 07 Jan 2022 00:00:00 GMT

Tax season is upon us, and it's usually not a great time for most people.

M1 Finance Review for 2022: Is it Legit?

Field Chari — Thu, 06 Jan 2022 00:00:00 GMT

Robo investing platforms have taken the investing landscape by storm. Long gone are the days where you had to figure out all aspects of investing, now you can have computers do that for you.

Debt Relief for Veterans - What Are My Options?

Field Chari — Wed, 05 Jan 2022 00:00:00 GMT

Many veterans and active-duty military personnel face unique circumstances when it comes to their day job.

What is Tri Merge Credit and What Does It Mean?

Field Chari — Mon, 03 Jan 2022 00:00:00 GMT

In the world of personal finance and credit reports/the-perfect-credit-score-not-worth-it/, it's almost like they intentionally make certain things hard to understand.

Got a CP05 Notice From The IRS, What Should I Do?

Field Chari — Fri, 31 Dec 2021 00:00:00 GMT

There are two things in life that send shivers down your spine.

Is SodaStream Worth It In 2022?

Field Chari — Fri, 31 Dec 2021 00:00:00 GMT

If you love sparkling water or just fizzy drinks, getting a SodaStream might seem like a no-brainer I mean, so the right in the comfort of your home? Sounds like a dream come true to me But, is SodaSt

How Much Should An Oil Change Cost in 2022?

Field Chari — Wed, 29 Dec 2021 00:00:00 GMT

If you own a car/how-to-save-up-for-a-car/, then you know all about the constant need to get regular oil changes.

Do You Have To Pay Back Grants? Depends

Field Chari — Mon, 27 Dec 2021 00:00:00 GMT

When it comes to Grants, this can be an invaluable source of financial aid for students/pay-off-student-loans-or-invest/.

I Don't Want To Work Anymore - What Do I Do?

Field Chari — Sat, 25 Dec 2021 00:00:00 GMT

I Don't Want To Work Anymore. Have you ever tried uttering these words to someone? If so, what was their response? If I was to guess, it probably wasn't good.

Top 10 Places To Buy College Textbooks

Field Chari — Thu, 23 Dec 2021 00:00:00 GMT

Do you know what fascinates me? The exorbitant cost of college/how-to-make-college-cheaper-and-affordable/ Till this day, I still don't understand why getting a college education costs so much.

How Much Do Real Estate Agents Make?

Field Chari — Mon, 20 Dec 2021 00:00:00 GMT

Oh yes, the coveted real estate agent.

How Decluttr Works: Earn $100 A Month Easy!

Field Chari — Sun, 19 Dec 2021 00:00:00 GMT

Do you have stuff laying around the house that you don't use anymore? Chances are, you probably do I know I did, and I knew I could make money from these things laying around somehow.

Definition Of Wealth: What Does Being Wealthy Mean?

Field Chari — Fri, 17 Dec 2021 00:00:00 GMT

When you hear the word wealthy, what is the first thing that comes to mind? Either you start imagining having nice cars, nice holidays, a private jet, and other luxuries in life.

Money Is Everything, And Here's Why

Field Chari — Mon, 13 Dec 2021 00:00:00 GMT

For some reason, there is a negative connotation when it comes to money. Just having a normal discussion about it becomes so uncomfortable for many, and barely makes it through one or two sentences.

Average Net Worth by Age: How Do You Stack Up?

Field Chari — Fri, 10 Dec 2021 00:00:00 GMT

The older we get, the more we realize that how we measure success isn't your report card or your end of semester grades.

How To Lower Your Electric Bill And Save Some Cash

Field Chari — Tue, 07 Dec 2021 00:00:00 GMT

Tell me if you know how this feels. You go to your mailbox and see a letter from your electric service provider. You open it, and your jaw drops to the floor looking at the bill.

How Much Do I Really Need To Retire? Let's Do The Math

Field Chari — Wed, 01 Dec 2021 00:00:00 GMT

If you're reading this, then you are in one of two camps. Either you are nearing retirement and are wondering if you have enough to retire, Or you are not yet retiring but are planning ahead.

Is Truebill Safe And Legit? Full Truebill Review

Field Chari — Wed, 01 Dec 2021 00:00:00 GMT

Managing your finances is hard. Personally, I've noticed that the older I've gotten, the more bills I have to keep track of. It's super easy to forget some and lose track of others.

Why Paying Off Your Mortgage Early is Disastrous

Field Chari — Sun, 28 Nov 2021 00:00:00 GMT

If you're as afraid of debt as I am, then the idea of having a mortgage looming over your head for over 30 years might sound scary.

5 Little Tricks To Make College Cheaper and More Affordable

Field Chari — Thu, 25 Nov 2021 00:00:00 GMT

According to Student Debt Reliefhttps://www.studentdebtrelief.us/news/average-cost-of-college-2018/, tuition at a four-year private college costs an average of $34,740 Paying that much for tuition wit

Different Types of Liens

Field Chari — Mon, 22 Nov 2021 00:00:00 GMT

When people typically think of liens, only a couple of different ones come to mind. The two most common ones are car liens/how-to-save-up-for-a-car/ and mortgage liens.

Can the IRS Take Money Out Of My Bank Account?

Field Chari — Fri, 19 Nov 2021 00:00:00 GMT

If you find yourself in a situation where you owe the IRS unpaid taxes/how-do-i-find-out-if-i-owe-the-irs-online/, then might be wondering can the IRS take money out of my bank account? Under certain

10 Surprisingly Easy Ways To Save Money On Groceries

Field Chari — Wed, 17 Nov 2021 00:00:00 GMT

Ever walked out of to the grocery store and have your jaw drop when checking out? I remember walking into the store to get a few things only to end up paying over $200 in groceries How on earth did I

Top 7 Super Easy Ways To Save Money As A Teenager

Field Chari — Mon, 15 Nov 2021 00:00:00 GMT

Saving money as a teenager is no easy task. I vividly remember seeing all my teenage friends going out to parties, buying new shoes, and going on fun weekend trips.

The 50/30/20 Rule: What Is It and How Does It Work?

Field Chari — Sun, 14 Nov 2021 00:00:00 GMT

There are so many tips and tricks, gurus, and books that teach you how you should manage your money. Clearly, there is more than just one way to do it.

How Much Should I Have In My 401k By Age? Here's The Answer

Field Chari — Tue, 09 Nov 2021 00:00:00 GMT

A 401k account is the most widely used form of retirement investing.

Personal Capital Review: Is It Legit?

Field Chari — Fri, 05 Nov 2021 00:00:00 GMT

Let me start off with a quote. 'What gets measured gets improved ~ Peter Drucker'. Do you know what that means? Basically, if you want to improve something, then you need to keep track of it.

If You Have $1,000 Or More In Your Bank Account, Do This ASAP!

Field Chari — Tue, 02 Nov 2021 00:00:00 GMT

Saving up and having $1000 in your bank account is no easy feat Let me start off by congratulating you on your financial achievement. It's not easy saving up that much money, believe me.

Doordash Review: How To Make $200 Per Day

Field Chari — Tue, 26 Oct 2021 00:00:00 GMT

With the advent of this wonderful thing called the internet, there's been a huge influx of different ways to make money.

Pet Financing: Don't Do It, It's A Waste Of Money

Field Chari — Fri, 22 Oct 2021 00:00:00 GMT

I've recently come across something quite fascinating Until today, I did not know that pet financing was a thing Simply put, somebody would willingly purchase a new pet using credit/how-to-escape-debt

How To Get Paid For Amazon Product Reviews

Field Chari — Thu, 21 Oct 2021 00:00:00 GMT

On October 3, 2016, amazon updated its policies on customer reviewshttps://www.aboutamazon.com/news/innovation-at-amazon/update-on-customer-reviews.

What Time Does the Stock Market Open and Close?

Field Chari — Wed, 20 Oct 2021 00:00:00 GMT

If you invest/stock-market-average-return/ any of your money in the stock market, then it's probably a good idea that you know when the Stock Market opens and closes.

Pay for Delete Letter Template: Help Fix Your Credit

Field Chari — Wed, 13 Oct 2021 00:00:00 GMT

If you have some negative on your credit that you want to get rid of, you're not alone.

Does a Car Lease Affect Your Credit Score? Yes

Field Chari — Mon, 11 Oct 2021 00:00:00 GMT

If you're in the markets for a new car, or simply trying to figure out your options, leasing a car has its own merits.

How To Write a Cease and Desist Letter to Debt Collectors

Field Chari — Sat, 09 Oct 2021 00:00:00 GMT

If you are getting harassed and contacted constantly by debt/how-to-escape-debt-get-rid-of-credit-cards/ collectors, you are not alone.

Survey Junkie: Make Stupid Easy Money From Taking Online Surveys

Field Chari — Fri, 08 Oct 2021 00:00:00 GMT

I'm sure you've heard this one before. There are countless blogs out there that tell you how easy it is to make money taking surveys.

Cost of Laundromat vs Home Laundry: Which is Cheaper?

Field Chari — Tue, 05 Oct 2021 00:00:00 GMT

You might be at a place where you are trying to figure out whether it will cost less to invest in a washer and dryer or use the laundromat.

Comprehensive Insurance: What Is It and Do I Need It?

Field Chari — Mon, 04 Oct 2021 00:00:00 GMT

Oh yes, the world of insurance. It can get very confusing very quickly when trying to figure out what kind of insurance you should get.

How To Escape Debt: Get Rid Of Credit Cards

Field Chari — Fri, 01 Oct 2021 00:00:00 GMT

Over the years it's been ingrained in me that we always need to have credit cards.

Free Debt Settlement Letter Templates

Field Chari — Sat, 25 Sep 2021 00:00:00 GMT

If you are unable to pay back a large amount of debt, you're not alone. Sometimes the best way forward is not to ignore your debt, but to negotiate with your creditors.

Stocks VS Real Estate: Which Should You Invest In?

Field Chari — Mon, 13 Sep 2021 00:00:00 GMT

If you Googled the 'the best type of investment/heres-how-to-not-be-afraid-to-invest/' you will probably notice that there is a clear divide between stocks and real estate.

Honey: How To Save Money Online With A Free Browser Extension

Field Chari — Fri, 10 Sep 2021 00:00:00 GMT

Online shopping is a wonderful thing If I had the option to always buy my stuff online and never walk into a store again, I would probably take it You know what could make online shopping that much be

Pay Off Student Loans Or Invest? Here's The Math!

Field Chari — Thu, 09 Sep 2021 00:00:00 GMT

There is no mistaking that there is a huge student loan crisis happening right now. Statisticallyhttps://www.debt.org/students/, there is over 1.4 trillion dollars of student loan debt out there.

How To Get A Perfect Credit Score: Is It Worth It?

Field Chari — Tue, 07 Sep 2021 00:00:00 GMT

The perfect credit score. 850. That is the highest credit score anyone can get on a scale of 350 to 850.

How To Get Free Stocks On Robinhood

Field Chari — Sun, 05 Sep 2021 00:00:00 GMT

There's something awesome about free money, isn't there? I mean, imagine getting free money by just doing a few clicks.

Top 8 Ways To Lower Your Cell Phone Bill ASAP

Field Chari — Wed, 01 Sep 2021 00:00:00 GMT

I have to admit. My cell phone is probably one of my most prized possessions I'm pretty sure a lot more people can say the same thing about their cell phones.

Should I Pay For Rental Car Insurance? Maybe

Field Chari — Thu, 12 Aug 2021 00:00:00 GMT

Have you ever gone to rent a car for a trip or a holiday, only to be told by the car rental salesman that you needed to get the rental car insurance they offer? I definitely know that I have But like

20 Easy Ways To Make Extra Money In College

Field Chari — Mon, 09 Aug 2021 00:00:00 GMT

It's so easy to think that it's hard, or even impossible, to make some money while you're in college Most things I hear is 'I don't have the time' or 'I don't know where to start' but I'm here to show

Does Showering Together Save Water? Well...

Field Chari — Tue, 27 Jul 2021 00:00:00 GMT

Well then, my dear reader, here we are with yet another thought-provoking question.

What Is Escrow, And Why Is It Needed?

Field Chari — Mon, 26 Jul 2021 00:00:00 GMT

Let's start off with an example. Pretend you're about to buy a car off of Craigslist.

Is The Stock Market Average Return Really 7%?

Field Chari — Wed, 21 Jul 2021 00:00:00 GMT

If you are at all interested in investing, then you have definitely come across the 7% Average stock market return.

Places To Find Free WiFi in Any Area

Field Chari — Mon, 19 Jul 2021 00:00:00 GMT

I cannot for the life of me remember a time when the internet was not a necessity They are moments when you are out and about and you really just need access to Wi-Fi.

Can You Ship Wine As A Gift Through The Mail, Legally?

Field Chari — Thu, 15 Jul 2021 00:00:00 GMT

Whether you're celebrating a graduation, a promotion, or even just a thoughtful gift, wine is an excellent choice There's nothing more fruity yet sophisticated like a bottle of wine.

What Is A Courtesy Loan and How Do They Work?

Field Chari — Wed, 07 Jul 2021 00:00:00 GMT

There are moments in life where you might get in a financial emergency and need quick access to cash. Going through the traditional bank and applying for a loan might not be fast enough.

How Much Would You Have If You Saved $1 A Day?

Field Chari — Mon, 05 Jul 2021 00:00:00 GMT

If you think about it, saving a dollar a day sounds like a waste of time. I mean, how far can $1 really get? Well, surprisingly, further than you would probably think.

Invest or Pay Off Debt: Which Is More Profitable?

Field Chari — Fri, 02 Jul 2021 00:00:00 GMT

To Invest or To Pay Off Debt, the question of the ages. You might think that the answer it's pretty obvious, but on the contrary, you need to dig a little deeper.

How To Get A Loan With Bad Credit: Here Are Your Options

Field Chari — Wed, 30 Jun 2021 00:00:00 GMT

If you have bad credit, and you need a loan, it might be a bit difficult but not impossible.

Why Can't My Identity Be Verified and What Can I Do?

Field Chari — Mon, 28 Jun 2021 00:00:00 GMT

If you are in the process of getting a mortgage, getting a loan, or simply getting your credit reports/what-is-considered-a-good-credit-score/, your identity will need to be verified first.

Shocking Ways Americans Are Destroying Retirement

Field Chari — Sun, 27 Jun 2021 00:00:00 GMT

If you're under the age of 50 and hear the word retirement, chances are you think to yourself 'oh that's so far in the future', but you couldn't be more wrong.

Should I Get A Personal Loan To Pay Off Credit Card Debt?

Field Chari — Thu, 24 Jun 2021 00:00:00 GMT

If you have credit card debt, you're not alone.

Am I Responsible For My Parents' Debt? Depends

Field Chari — Fri, 18 Jun 2021 00:00:00 GMT

Discussion surrounding finances/purpose-of-financial-planning/ are never commonplace when it comes to families.

What Are Stock Buybacks and Should I Care? Yes!

Field Chari — Wed, 16 Jun 2021 00:00:00 GMT

When it comes to investing in the stock market, stock BuyBacks are very controversial and quite an interesting subject.

How To Get a Loan to Consolidate Child Support Debt

Field Chari — Mon, 14 Jun 2021 00:00:00 GMT

When you fall behind on child support payments, it can create a lot of anxiety and financial stress/how-to-overcome-fear-of-personal-finance/.

If My Husband Owes Back Taxes, Can They Come After Me?

Field Chari — Fri, 11 Jun 2021 00:00:00 GMT

When you get married, not only are you joining families but joining obligations and their financial background. This might raise a lot of questions that spouses might have regarding taxes.

Top 6 Creative Ways To Earn Passive Income

Field Chari — Thu, 10 Jun 2021 00:00:00 GMT

The illusive Passive Income. How many times have you heard about earning passive income and thought to yourself 'not sure how they did it, but I don't even know where to start'.

Can you Send Cash Through The Mail? Is it Legal?

Field Chari — Mon, 07 Jun 2021 00:00:00 GMT

In this day and age, cold hard cash seems to be getting obsolete, doesn't it? I find it so rare when I have to pull out actual cash before my transaction.

How Do I Find Out If I Owe The IRS Taxes Online?

Field Chari — Fri, 04 Jun 2021 00:00:00 GMT

If you are trying to figure out whether you owe the IRS taxes/how-to-settle-your-taxes-with-the-irs/, it's probably because you might have not filed your taxes or you got something from the IRS.

How To Get Your First Apartment in 5 Steps

Field Chari — Wed, 02 Jun 2021 00:00:00 GMT

You know, there are certain big milestones in one's life. There is learning to ride a bike, buying your first car, getting married, etc.

Dave Ramsey's 4 Walls - How to Handle a Financial Crisis

Field Chari — Mon, 31 May 2021 00:00:00 GMT

When you are in a financial crisis/emergency-fund-what-is-it/, it's easy to panic and easily make things worse It's unfortunately within our human nature to have a flight or fight response when it com

Urgently Need Cash? Here Are 5 Ways You Can Get It

Field Chari — Sun, 30 May 2021 00:00:00 GMT

There are few things quite as stressful as urgently needing cash, and not having it Like an emergency car repair, or a pipe breaking, or even a medical emergency That's the thing with life.

Hourly vs Salary - Which One is Better?

Field Chari — Wed, 26 May 2021 00:00:00 GMT

The great debate of hourly vs salary has been raging on. I distinctly remember trying to figure out the pros and cons of either. I also wanted to determine which one has better for me.

Pay Yourself First - Guide To Getting Rich

Field Chari — Mon, 24 May 2021 00:00:00 GMT

How about a little truth time Let's say you got paid today.

Can Multiple Credit Cards Hurt Your Credit Score?

Field Chari — Sat, 22 May 2021 00:00:00 GMT

The answer to this one is a bit tricky.

How To Save Up For A Car Without Breaking The Bank

Field Chari — Thu, 20 May 2021 00:00:00 GMT

I remember when I bought my first car, with my own money.

How To Make More Money By Doing This One Simple Thing

Field Chari — Tue, 18 May 2021 00:00:00 GMT

Everybody wants to make money but let's set one thing straight. Wanting to make more money is not a bad thing Money isn't what's most important, but instead, it's what it allows us to do.

Emergency Fund - What Is It & Do You Need One?

Field Chari — Mon, 17 May 2021 00:00:00 GMT

Having an Emergency Fund is an absolutely essential thing to have as the backbone of your financial security The thing about life is that nobody can see the future, and having some kind of financial c

Here's How To Buy A Home With Student Loan Debt

Field Chari — Sun, 16 May 2021 00:00:00 GMT

According to recent surveyshttps://www.cnbc.com/2018/09/14/the-2-main-reasons-young-people-cant-buy-homes.html, debt is the number one reason people, especially Millenials, aren't buying homes.

Wedding Loans - Why You Should Avoid Them

Field Chari — Mon, 10 May 2021 00:00:00 GMT

Weddings are one of the most expensive things you'll have to pay for in your adulthood From the perfect venue, the perfect dress, DJ, oh and don't forget the food/how-to-spend-less-money-on-food/, it

Life Insurance. Here's What You Probably Didn't Know

Field Chari — Sun, 09 May 2021 00:00:00 GMT

Oh, Life Insurance. Just the words sound like a commercial is about to start. Navigating the world of life insurance is confusing, to say the least.

Surprising Ways Social Distancing Saved People, Financially

Field Chari — Sat, 08 May 2021 00:00:00 GMT

These last few months have been one of, if not the hardest times for a lot of people.

How I Talk About Money With My Partner

Field Chari — Sun, 02 May 2021 00:00:00 GMT

My wife and I are complete money opposites.

How To Live Off Of Your Retirement Savings Forever

Field Chari — Fri, 30 Apr 2021 00:00:00 GMT

Retirement and financial freedom aren't only about how to get there or amassing as much wealth as you can, but it's also about how you can maintain your retirement and live comfortably for the rest of

Google Finance: A Tool To Start Making Good Investments

Field Chari — Thu, 29 Apr 2021 00:00:00 GMT

If you invest in individual stocks or have your own portfolio, then you know the hassle of researching the different stock options out there and making timely decisions.

How I Doubled My Income In One Year

Field Chari — Thu, 15 Apr 2021 00:00:00 GMT

Yes, my dear reader. You read that right.

Is It A Good Idea To Use Your 401k To Buy A House?

Field Chari — Thu, 01 Apr 2021 00:00:00 GMT

Your 401k is not only your nest-egg to retirement, but your 401k can also be used as a down payment to buy a house Buying a home is a huge financial investment, so it's important to understand all you

Top 8 Reasons Why Your Credit Score Suddenly Dropped

Field Chari — Wed, 31 Mar 2021 00:00:00 GMT

If you are the type to keep track of your credit score, you might one day wake up to see your credit score drop unexpectedly Then you ask yourself why my credit score suddenly dropped? I've been there

Top 10 Ways To Pay Off Your Student Loans Fast

Field Chari — Thu, 25 Mar 2021 00:00:00 GMT

You, just like many other people that went to college, are faced with student loan debt that you must now pay off.

Can I Sell on Amazon for Handmade and Make Money?

Field Chari — Wed, 24 Mar 2021 00:00:00 GMT

Are you artsy? Or maybe you have some handcrafted products you would love to sell to millions of potential customers? Amazon for Handmadehttps://www.amazon.com/Handmade/ might be the platform for you

Top 8 Ways To Become Fiscally Responsible

Field Chari — Mon, 22 Mar 2021 00:00:00 GMT

When I first heard the term fiscally responsible, I need you to you imagined a roomful of politicians talking about the fiscal policy On the contrary, this concept applies to you come on more than you

A Rich Mindset vs A Poor Mindset: 6 Big Differences

Field Chari — Fri, 19 Mar 2021 00:00:00 GMT

One absolute truth about reaching Financial Independence is 'the only way to achieve it is to have the right mindset.' One of the biggest misconceptions is that to achieve this, you have to have some

Bank Closed My Account With Money In It - Here's What To Do

Field Chari — Wed, 17 Mar 2021 00:00:00 GMT

When you open a bank account/why-your-money-is-safe-in-the-bank/, the bank inherently has some control over it.

Secret Bank Account In A Divorce - It Doesn't Work

Field Chari — Mon, 15 Mar 2021 00:00:00 GMT

This topic is a bit of a sensitive one, and as such I will treat it as such. Unfortunate truth is that life happens.

Is Buying A House A Good Investment? Here's The Truth

Field Chari — Fri, 12 Mar 2021 00:00:00 GMT

Generation after Generation, Home Ownership has always been the Pinnacle of The American Dream Time and time again, owning a home has been believed to be a right and something to do no matter what But

Calculating The Cap Rate For Rental Properties: Calculator

Field Chari — Wed, 10 Mar 2021 00:00:00 GMT

Investing in real estate/equity-in-real-estate-what-is-it/ is a bit more than just buying a property and renting it out. Although it can be quite lucrative, you have to do some math first.

Top 8 Financial Tips for DINKS (Dual Income No Kids)

Field Chari — Fri, 05 Mar 2021 00:00:00 GMT

As more and more millennials and gen-xers grow up, they are deciding to wait on having kids or not have any kids at all.

Top 6 Ghost Towns You Can Buy Right Now, Seriously

Field Chari — Wed, 03 Mar 2021 00:00:00 GMT

I don't know how many of you knew this but, did you know you could actually buy your very own ghost town? I mean, why bother buying an actual house or some land somewhere when you can own an actual Gh

How Long Does An Amended Tax Return Refund Take?

Field Chari — Mon, 01 Mar 2021 00:00:00 GMT

If you've recently submitted an amended tax return and you're wondering how long/tax-refund-schedule/ does it take to get your refund, you've come to the right place Right off the bat, the refund usua

Acorns App Review: Brilliant For Beginners

Field Chari — Sun, 28 Feb 2021 00:00:00 GMT

This app is so brilliant, I don't know why I didn't come up with the idea myself Now here's the thing.

Buying and Selling Silver - All You Need To Know

Field Chari — Sun, 28 Feb 2021 00:00:00 GMT

The price of precious metals has been steadily increasing over the last few years. At the time of writing this, silver has been steadily increasing in value.

Creative Ways To Spend Less Money On Food

Field Chari — Wed, 24 Feb 2021 00:00:00 GMT

One of the easiest things to do is to Spend Money on food If not done carefully, grocery bills can quickly add up and cost you a fortune.

Here's What To Do If You've Been Laid Off Or Fired

Field Chari — Wed, 24 Feb 2021 00:00:00 GMT

Losing your job can be one of the most scariest and stressful times of your life.

How to Earn Free Amazon Gift Cards, Easily

Field Chari — Mon, 15 Feb 2021 00:00:00 GMT

Can you remember a time without Amazon? I can't believe a time like that existed Where else do you have access to millions of products with on-day shopping? It's no wonder that Amazon Gift Cards are o

How Exactly To Make Money On Pinterest Without A Blog

Field Chari — Sun, 14 Feb 2021 00:00:00 GMT

Founded in 2008, Pinterest has taken the internet by storm and is definitely not letting go any time soon Since this platform is so popular and widely used, how can you Make Money On Pinterest? That's

How Much Does Amazon Flex Pay, Realistically?

Field Chari — Fri, 12 Feb 2021 00:00:00 GMT

Gotta love the internet and technology Never has it been so easy to find yourself a side hustle/how-to-earn-passive-income/ that you can set your own schedule.

How To Write Cents on a Check Properly in 3 Steps

Field Chari — Fri, 12 Feb 2021 00:00:00 GMT

Checks are a bit of a pain in the butt Not only are they a bit confusing, writing cents on the check just makes it that much more confusing As I scoured the internet, I couldn't find anybody just tell

Top 5 Wealth Building Financial Planning Strategies

Field Chari — Wed, 10 Feb 2021 00:00:00 GMT

Let's start this article off with a bit of Truth.

How to Write a Check: Beginners Step-by-Step Guide

Field Chari — Mon, 08 Feb 2021 00:00:00 GMT

As much as we wish technology could do everything for us, there are times that we'll all most likely have to write a check or two. It might be to pay some bills, rent, or anything else.

How Do You Stack Up On the Global Rich List? Well...

Field Chari — Fri, 05 Feb 2021 00:00:00 GMT

With the ever-increasing growth off social media and pop culture, you would be forgiven for thinking that you might be poor.

Top 8 Ways To Lower Your Electric Bill In Winter

Field Chari — Mon, 01 Feb 2021 00:00:00 GMT

As winter approaches, you already know that your electric and gas bill is going to get quite a bit higher All hope is not lost though.

Mooch - What Are They and What Are the Signs?

Field Chari — Fri, 29 Jan 2021 00:00:00 GMT

This article hits home a little bit, and felt the urge to write about it Like most people, it's inevitable that we're all going to find ourselves in the midst of a mooch or freeloader in our lifetimes

What Is The Purpose of Financial Planning?

Field Chari — Wed, 27 Jan 2021 00:00:00 GMT

Guest Post by Ankita Financial planning is the guide book that will help you fulfill your life's goals. It is basically a list of goals and the steps to achieve that.

Top 5 Ways To Deal With Medical Bills on Your Credit Report

Field Chari — Wed, 27 Jan 2021 00:00:00 GMT

If you're one of the millions of Americans out there that incurred costly medical bills and didn't pay, you might have ended up with a medical collection account on your credit report.

Free Emergency Fund Calculator - Easy To Use

Field Chari — Sun, 24 Jan 2021 00:00:00 GMT

As the saying goes, life happens. Since it just happens and we have no control over emergencies, it's super important that we're financially prepared for them.

Top 5 Ways to Make Money Playing Video Games

Field Chari — Fri, 22 Jan 2021 00:00:00 GMT

Over the years, playing video games has evolved from just a past-time activity to a way that people can amass a lot of money Whether it's board games or video games, why not make some extra money whil

4 Tips to Repay Your Holiday Debt

Field Chari — Mon, 11 Jan 2021 00:00:00 GMT

Guest Post by Good Nelly Holidays are meant for celebrations and spending quality time with your close ones.

How To Get a Credit Card For The First Time

Field Chari — Fri, 08 Jan 2021 00:00:00 GMT

Credit cards are an incredibly useful tool if used responsibly. They help you meet your financial goals in multiple ways.

Dave Ramsey's 7 Baby Steps: How To Win With Money

Field Chari — Thu, 07 Jan 2021 00:00:00 GMT

At this point, I really don't think Dave Ramsey requires any introduction. He has basically become the face of personal finance and debt management.

PayPal Credit Review: Is It Legit?

Field Chari — Mon, 04 Jan 2021 00:00:00 GMT

PayPal Credit, formerly known as Bill Me Later is a credit line that you can access through PayPal. PayPal is no stranger to online banking.

About Me

Field Chari — Fri, 01 Jan 2021 00:00:00 GMT

Hi there Can I start off by saying how awesome it is to have you here, reading this? That means a lot My name is Field, and I'm the author of DigestYourFinances/.

Millennials Aren't Buying Homes. Top 5 Reasons Why They're Not

Field Chari — Fri, 01 Jan 2021 00:00:00 GMT

Ah yes, the 'American Dream' of homeownership. It's been said over and over again how buying a home is the pinnacle of 'making it' in America.

5 Steps on How to Get Started in Investing

Field Chari — Wed, 30 Dec 2020 00:00:00 GMT

Guest Post by Hilda Do you want financial freedom? Do you desire to retire on the beach and sip cocktails as you watch the sunset? Perhaps you aspire to take it easy and not have to work an 8-5.

The Surprise Hidden Costs of Buying a Home

Field Chari — Mon, 21 Dec 2020 00:00:00 GMT

Buying a home is an exciting and nerve-wracking experience Now, more than ever, everyone is advocating to buy a home.

10 Super Easy Tips To Stop Living Paycheck To Paycheck

Field Chari — Fri, 18 Dec 2020 00:00:00 GMT

I can't wait for payday Does that sound familiar? Statistically, over 70% of Americans struggle financially, living paycheck to paycheck, and that's a startling number.

How Exactly I Bought My Second Rental Property

Field Chari — Tue, 15 Dec 2020 00:00:00 GMT

I'm not gonna lie, I never in my wildest dreams ever imagined I'd be writing about how to buy a second rental property, and how I did it myself.

A Penny Doubled For 30 Days, How Much Will You Have?

Field Chari — Fri, 11 Dec 2020 00:00:00 GMT

This is one of those thought-provoking questions floating around the internet.

What Age Range Are Millennials And What Does It Mean?

Field Chari — Fri, 04 Dec 2020 00:00:00 GMT

The general consensus agrees that the age range of Millennials are individuals that were born between the early 1980s and early 2000s.

The Pink Tax: Why Women Pay More For Stuff

Field Chari — Mon, 23 Nov 2020 00:00:00 GMT

Here is the honest truth about retail. Female consumers are usually targeted by campaigns due to the Antiquated idea that women like to shop and spend more than men.

Top Tax Benefits of an LLC You Probably Didn't Know

Field Chari — Wed, 18 Nov 2020 00:00:00 GMT

If you are trying to determine how to structure your business or just trying to figure out the tax benefits and implications of having an LLC, you have come to the right place One of the most popular

How To Eat For Cheap And Save Some Cash

Field Chari — Fri, 16 Oct 2020 00:00:00 GMT

When you are strapped for cash, budgeting your money becomes vital. This is especially true when it comes to groceries and food.

How To Sell Used DVDs For Cash, Fast

Field Chari — Mon, 12 Oct 2020 00:00:00 GMT

Now that we are in the era of Netflix, Hulu, and on-demand streaming services, DVDs are probably just laying around the house collecting dust.

Here's How To Get Out Of A Timeshare, Legally

Field Chari — Mon, 05 Oct 2020 00:00:00 GMT

For some people, vacation timeshares probably sound like a no-brainer. They travel very frequently and basically need a home away from home. Well, that's usually how the sales pitch goes.

What Is A Money Order And How Does It Work?

Field Chari — Fri, 02 Oct 2020 00:00:00 GMT

A money order is a guaranteed paper alternative to cash and personal checks that allows the sender to send money and the recipients to receive the specified amount in cash.

5 Easy Ways To Automate Your Finances

Field Chari — Tue, 22 Sep 2020 00:00:00 GMT

The hardest part about keeping track of your finances is keeping track of your finances We are human, and humans tend to either forget or procrastinate until its too late That's why it's absolutely cr

Top 5 Personal Finance SubReddits To Check Out

Field Chari — Mon, 21 Sep 2020 00:00:00 GMT

Chances are if you are reading this, you probably already know all about Reddithttps://www.reddit.com/.

5 Legit Ways To Get Your Student Loans Forgiven

Field Chari — Sat, 19 Sep 2020 00:00:00 GMT

There is a huge misconception that student loan forgiveness does not exist.

How To Get Rich Quick: Step By Step Guide

Field Chari — Wed, 09 Sep 2020 00:00:00 GMT

Most, if not all people reading this desire to be rich one way or another. There is just something about reaching Financial Independence and not having to worry about money.

New to the Blog? Start here

Field Chari — Thu, 06 Aug 2020 00:00:00 GMT

Welcome Super glad you made it here The fact that you're reading this means two things: 1. You want to better yourself financially 2.

How To Prevent Identity Theft And Protect Yourself in 10 Steps

Field Chari — Thu, 11 Jun 2020 00:00:00 GMT

This is a bit of a scary one Your personal identity might seem like it's yours and yours alone.

Investing in Boeing? Here Are Some Trading Tips

Field Chari — Wed, 22 Apr 2020 00:00:00 GMT

Guest Post by Gavin McMaster Boeing stock has been absolutely crushed due to the coronavirus and is down a whopping 68.70% from the high it hit in March 2019.

Top 100 Best Birthday Freebies You Should Sign Up For

Field Chari — Wed, 08 Apr 2020 00:00:00 GMT

No better time to celebrate than the day you were born There's just something about a birthday that makes it so exciting.

Free Debt To Income Ratio Calculator - Easy To Use

Field Chari — Thu, 09 Jan 2020 00:00:00 GMT

Whenever someone is interested in getting a new Credit Card or a mortgage, it's always very important to take a look at your Debt to Income Ratio using this calculator.

Free Savings Goal Calculator - Easy To Use

Field Chari — Thu, 09 Jan 2020 00:00:00 GMT

Setting financial goals is one of the best ways you can grow financially.

Free Personal Loan Calculator - Easy To Use

Field Chari — Wed, 08 Jan 2020 00:00:00 GMT

Thinking about getting a personal loan? Fear not Personal Loan Calculator is here to crunch the numbers for you.

Free Car Payment Calculator - Easy To Use

Field Chari — Sat, 04 Jan 2020 00:00:00 GMT

Before getting any type of loan, especially a car loan/how-to-save-up-for-a-car/, it's important to figure out how much your monthly payments are going to be.

Advertise Here

Field Chari — Wed, 01 Jan 2020 00:00:00 GMT

If you think your company or website would be a good fit for this blog and it's audience, then consider purchasing an advertisement here.

Guest Post - Write For Us

Field Chari — Wed, 01 Jan 2020 00:00:00 GMT

Thanks for taking an interest in Guest Posting on my blog : I definitely love posting other people's opinions and content.

Subscribe to Digest Your Finances

Field Chari — Wed, 01 Jan 2020 00:00:00 GMT

Subscribe to Digest Your Finances