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A free money command center — a live dashboard, money tools and plain-English guides, with a digest every Sunday — for people who actually watch their money.
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This week’s money, digested.
What moved in the markets, the guides worth reading, and what it all means — in one short email. No noise, no bank linking, leave anytime.
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Real Estate Investing
Millennials Aren't Buying Homes. Top 5 Reasons Why They're Not
Ah yes, the "American Dream" of homeownership. It's been said over and over again how buying a home is the pinnacle of "making it" in America.
Real Estate Investing
Is It A Good Idea To Use Your 401k To Buy A House?
Your 401k is not only your nest-egg to retirement, but your 401k can also be used as a down payment to buy a house!
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How to Pay Off Debt
Invest or Pay Off Debt: Which Is More Profitable?
To invest or to pay off debt — the question of the ages. You might think the answer is obvious, but you need to dig a little deeper. Here's how to actually decide.
Real Estate Investing
How Exactly I Bought My Second Rental Property
I'm not gonna lie, I never in my wildest dreams ever imagined I'd be writing about how to buy a second rental property, and how I did it myself.
How to Pay Off Debt
Should You Pay Off Your Mortgage Early? It Depends on Your Rate
The gut says kill the debt fast. The math says it hinges on one number — your interest rate. Here's how to actually decide.
How to Manage Your Money
What Age Range Are Millennials And What Does It Mean?
The general consensus agrees that the age range of Millennials are individuals that were born between the early 1980s and early 2000s.
How to Pay Off Debt
10 Super Easy Tips To Stop Living Paycheck To Paycheck
"I can't wait for payday." Does that sound familiar? Over 70% of Americans live paycheck to paycheck — a startling number. Here are 10 easy ways to finally break the cycle.
How to Manage Your Money
How To Get A Perfect Credit Score: Is It Worth It?
The perfect credit score. 850. That is the highest credit score anyone can get on a scale of 300 to 850.
How to Manage Your Money
The Fed Is Raising Rates Again: What That Actually Changes for Your Money
After cutting from a 5.5% peak, the Fed reversed course in September and raised the fed funds rate to 4.00%. The effects land on your accounts at wildly different speeds. Here's what moves this month, what moves next year, and what never moves at all.
Real Estate Investing
How Much Down Payment Do You Actually Need to Buy a House?
Not 20% — that rule is decades out of date, and waiting for it can cost more than it saves. Here's what each down payment really costs you at today's 7.18% mortgage rate.
Real Estate Investing
Mortgage Rates Today: What They Mean If You're Buying or Refinancing
The 30-year fixed sits at 7.18% and has climbed every month since February. Here's how to think about buying, waiting, or refinancing when rates refuse to sit still.