Living on minimum wage · Oregon
Living on Minimum Wage in Oregon
A full-time job at Oregon’s $16.80 minimum wage pays $34,944 a year. After federal taxes that is about $2,514 a month, the 6th-highest take-home of the 51 states and DC.
- Take-home a month $2,514 single, after federal tax
- Take-home a year $30,168 86% of $34,944
- Real hourly pay $14.50 after tax, of $16.80
- Work for $100 of goods 6.9 hrs incl. 0% sales tax
From gross pay to take-home
| Year | Month | Every 2 weeks | |
|---|---|---|---|
| Gross pay | $34,944 | $2,912 | $1,344 |
| Federal income tax | −$2,103 | −$175 | −$81 |
| Social Security & Medicare | −$2,673 | −$223 | −$103 |
| Take-home | $30,168 | $2,514 | $1,160 |
Figures assume 40 hours a week for 52 weeks, a single filer and the 2026 standard deduction. Oregon state income tax is not included, so an actual paycheck here will be somewhat lower. For a different situation, use the take-home pay calculator.
Compared with the federal minimum
A full-time worker in Oregon takes home about $16,241 more a year than someone paid the $7.25 federal minimum, who keeps $13,926. The highest take-home is in District of Columbia, at $32,842. See this state’s rate history and rank on minimum wage in Oregon.
What spending costs in hours of work
There is no sales tax in Portland, so $100 of goods costs $100.00. At $14.50 of take-home pay an hour, that takes about 6.9 hours of work, the 2nd-shortest of the 51 states and DC.
Rates differ across the state; see sales tax in Oregon for other cities.
Two earners
A couple who both work full-time at minimum wage and file jointly earn $69,888 and take home about $5,028 a month after federal taxes.
How big a mortgage minimum wage supports
Lenders commonly cap housing costs at 28% of gross pay. At this week’s 6.76% 30-year rate, that lets one full-time earner here borrow about $125,582 and a two-earner couple about $251,165, before property tax and insurance. See what a $250,000 mortgage costs month to month.
Minimum wage in Oregon: take-home FAQ
What is take-home pay on minimum wage in Oregon?
Full-time at $16.80 an hour, 40 hours a week for 52 weeks, earns $34,944 a year. After $2,103 of federal income tax and $2,673 of Social Security and Medicare, a single filer takes home about $30,168, or $2,514 a month. Oregon state income tax is not included, so an actual paycheck here will be somewhat lower.
How much federal tax does a minimum wage worker pay in Oregon?
About $2,103 of federal income tax and $2,673 of Social Security and Medicare, using 2026 brackets and the standard deduction for a single filer. Together that is 14% of gross pay.
How long does a minimum wage worker in Oregon work to buy $100 of goods?
There is no sales tax in Portland, so $100 of goods costs $100.00. At a take-home rate of $14.50 an hour, that is about 6.9 hours of work, the 2nd-shortest of the 51 states and DC.
Can you afford a mortgage on minimum wage in Oregon?
Keeping principal and interest to 28% of gross pay at this week’s 6.76% 30-year rate, one full-time minimum wage earner could borrow about $125,582. Two full-time earners could borrow about $251,165, before property tax and insurance.
2026 state minimum wage, 2026 federal brackets for a single filer with the standard deduction, and Social Security and Medicare at 7.65%. State and local income taxes are not included . Sales tax is the combined rate for one downtown ZIP code in Portland.
Data: U.S. Department of Labor; Internal Revenue Service; State departments of revenue, via APIVerve. Our tables, charts and text are licensed CC BY-NC 4.0: share and adapt them for non-commercial use as long as you credit us. For commercial use or bulk data, use the APIVerve API. See the data terms. Cite as: Digest Your Finances, “Living on Minimum Wage by State”, https://digestyourfinances.com/studies/living-on-minimum-wage/oregon/ — based on U.S. Department of Labor; Internal Revenue Service; State departments of revenue. CC BY-NC 4.0.
