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Living on minimum wage · Ohio

Living on Minimum Wage in Ohio

A full-time job at Ohio’s $11.00 minimum wage pays $22,880 a year. After federal taxes that is about $1,704 a month, the 28th-highest take-home of the 51 states and DC (tied).

  • Take-home a month $1,704 single, after federal tax
  • Take-home a year $20,452 89% of $22,880
  • Real hourly pay $9.83 after tax, of $11.00
  • Work for $100 of goods 11.0 hrs incl. 8% sales tax

From gross pay to take-home

YearMonthEvery 2 weeks
Gross pay$22,880$1,907$880
Federal income tax−$678−$57−$26
Social Security & Medicare−$1,750−$146−$67
Take-home$20,452$1,704$787

Figures assume 40 hours a week for 52 weeks, a single filer and the 2026 standard deduction. Ohio state income tax is not included, so an actual paycheck here will be somewhat lower. For a different situation, use the take-home pay calculator.

Compared with the federal minimum

A full-time worker in Ohio takes home about $6,525 more a year than someone paid the $7.25 federal minimum, who keeps $13,926. The highest take-home is in District of Columbia, at $32,932. See this state’s rate history and rank on minimum wage in Ohio.

What spending costs in hours of work

The combined sales tax in Columbus is 8%, so $100 of taxable goods costs $108.00 at the register. At $9.83 of take-home pay an hour, that takes about 11.0 hours of work, the 29th-shortest of the 51 states and DC.

$100 purchase11.0 hrs
$500 purchase54.9 hrs
$1,000 purchase109.8 hrs

Rates differ across the state; see sales tax in Ohio for other cities.

Two earners

A couple who both work full-time at minimum wage and file jointly earn $45,760 and take home about $3,409 a month after federal taxes.

How big a mortgage minimum wage supports

Lenders commonly cap housing costs at 28% of gross pay. At this week’s 7.11% 30-year rate, that lets one full-time earner here borrow about $79,361 and a two-earner couple about $158,722, before property tax and insurance. See what a $150,000 mortgage costs month to month.

Minimum wage in Ohio: take-home FAQ

What is take-home pay on minimum wage in Ohio?

Full-time at $11.00 an hour, 40 hours a week for 52 weeks, earns $22,880 a year. After $678 of federal income tax and $1,750 of Social Security and Medicare, a single filer takes home about $20,452, or $1,704 a month. Ohio state income tax is not included, so an actual paycheck here will be somewhat lower.

How much federal tax does a minimum wage worker pay in Ohio?

About $678 of federal income tax and $1,750 of Social Security and Medicare, using 2026 brackets and the standard deduction for a single filer. Together that is 11% of gross pay.

How long does a minimum wage worker in Ohio work to buy $100 of goods?

The combined sales tax in Columbus is 8%, so $100 of taxable goods costs $108.00 at the register. At a take-home rate of $9.83 an hour, that is about 11.0 hours of work, the 29th-shortest of the 51 states and DC.

Can you afford a mortgage on minimum wage in Ohio?

Keeping principal and interest to 28% of gross pay at this week’s 7.11% 30-year rate, one full-time minimum wage earner could borrow about $79,361. Two full-time earners could borrow about $158,722, before property tax and insurance.

2026 state minimum wage, 2026 federal brackets for a single filer with the standard deduction, and Social Security and Medicare at 7.65%. State and local income taxes are not included . Sales tax is the combined rate for one downtown ZIP code in Columbus.

Data: U.S. Department of Labor; Internal Revenue Service; State departments of revenue, via APIVerve. Our tables, charts and text are licensed CC BY-NC 4.0: share and adapt them for non-commercial use as long as you credit us. For commercial use or bulk data, use the APIVerve API. See the data terms. Cite as: Digest Your Finances, “Living on Minimum Wage by State”, https://digestyourfinances.com/studies/living-on-minimum-wage/ohio/ — based on U.S. Department of Labor; Internal Revenue Service; State departments of revenue. CC BY-NC 4.0.

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