Living on minimum wage · Minnesota
Living on Minimum Wage in Minnesota
A full-time job at Minnesota’s $11.41 minimum wage pays $23,733 a year. After federal taxes that is about $1,757 a month, the 27th-highest take-home of the 51 states and DC.
- Take-home a month $1,757 single, after federal tax
- Take-home a year $21,079 89% of $23,733
- Real hourly pay $10.13 after tax, of $11.41
- Work for $100 of goods 10.8 hrs incl. 9.025% sales tax
From gross pay to take-home
| Year | Month | Every 2 weeks | |
|---|---|---|---|
| Gross pay | $23,733 | $1,978 | $913 |
| Federal income tax | −$838 | −$70 | −$32 |
| Social Security & Medicare | −$1,816 | −$151 | −$70 |
| Take-home | $21,079 | $1,757 | $811 |
Figures assume 40 hours a week for 52 weeks, a single filer and the 2026 standard deduction. Minnesota state income tax is not included, so an actual paycheck here will be somewhat lower. For a different situation, use the take-home pay calculator.
Compared with the federal minimum
A full-time worker in Minnesota takes home about $7,153 more a year than someone paid the $7.25 federal minimum, who keeps $13,926. The highest take-home is in District of Columbia, at $32,842. See this state’s rate history and rank on minimum wage in Minnesota.
What spending costs in hours of work
The combined sales tax in Minneapolis is 9.025%, so $100 of taxable goods costs $109.02 at the register. At $10.13 of take-home pay an hour, that takes about 10.8 hours of work, the 28th-shortest of the 51 states and DC.
Rates differ across the state; see sales tax in Minnesota for other cities.
Two earners
A couple who both work full-time at minimum wage and file jointly earn $47,466 and take home about $3,513 a month after federal taxes.
How big a mortgage minimum wage supports
Lenders commonly cap housing costs at 28% of gross pay. At this week’s 6.76% 30-year rate, that lets one full-time earner here borrow about $85,291 and a two-earner couple about $170,583, before property tax and insurance. See what a $150,000 mortgage costs month to month.
Minimum wage in Minnesota: take-home FAQ
What is take-home pay on minimum wage in Minnesota?
Full-time at $11.41 an hour, 40 hours a week for 52 weeks, earns $23,733 a year. After $838 of federal income tax and $1,816 of Social Security and Medicare, a single filer takes home about $21,079, or $1,757 a month. Minnesota state income tax is not included, so an actual paycheck here will be somewhat lower.
How much federal tax does a minimum wage worker pay in Minnesota?
About $838 of federal income tax and $1,816 of Social Security and Medicare, using 2026 brackets and the standard deduction for a single filer. Together that is 11% of gross pay.
How long does a minimum wage worker in Minnesota work to buy $100 of goods?
The combined sales tax in Minneapolis is 9.025%, so $100 of taxable goods costs $109.02 at the register. At a take-home rate of $10.13 an hour, that is about 10.8 hours of work, the 28th-shortest of the 51 states and DC.
Can you afford a mortgage on minimum wage in Minnesota?
Keeping principal and interest to 28% of gross pay at this week’s 6.76% 30-year rate, one full-time minimum wage earner could borrow about $85,291. Two full-time earners could borrow about $170,583, before property tax and insurance.
2026 state minimum wage, 2026 federal brackets for a single filer with the standard deduction, and Social Security and Medicare at 7.65%. State and local income taxes are not included . Sales tax is the combined rate for one downtown ZIP code in Minneapolis.
Data: U.S. Department of Labor; Internal Revenue Service; State departments of revenue, via APIVerve. Our tables, charts and text are licensed CC BY-NC 4.0: share and adapt them for non-commercial use as long as you credit us. For commercial use or bulk data, use the APIVerve API. See the data terms. Cite as: Digest Your Finances, “Living on Minimum Wage by State”, https://digestyourfinances.com/studies/living-on-minimum-wage/minnesota/ — based on U.S. Department of Labor; Internal Revenue Service; State departments of revenue. CC BY-NC 4.0.
