Best And Heaviest Metal Credit Cards You Should Get 2022

With the popularity of the infamous Black Card (American Express Centurion), may people seek the cool and prestigious status symbol of a metal credit card! So which are the best and easiest Metal Credit Cards to get?

There’s a lot to be said about a metal credit card. Not only are they shiny, heavy, and quite the conversation starter, they typically come with some really awesome perks.

There’s just something about a shiny metal credit card and the prestige that comes with it!

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So I curated a list of the top 5 metal credit cards you should think about getting if you’re in the market for one..

1. Amazon Prime Visa Signature

Le’s kick it off with one of the newest cards out there, the Amazon Prime Visa Signature Card. The Amazon Card was ranked as CNBC Select’s best credit card for online grocery shopping. This is because of its incredibly high 5% cash-back on all purchases made on Amazon.com or Whole Foods Market! That’s unbeatable, and an absolute must-have for those that do majority of their shopping on Amazon.

You also earn 2% cash-back at restaurants, gas stations and drugstores. You then earn 1% back on all other purchases. It also has a pretty cool $70 sign up welcome bonus without any spending requirements

Highlights

• Weighs 14 grams
• $119 annual fee (Amazon Prime membership)
• $70 welcome bonus
• Unlimited Cash Back Earnings

2. Apple Card

This card probably needs no introduction. When it came on the market, it caused such a media storm, as all Apple products do! True to the minimalist design from Apple, the card is laser etched with the cardholder’s name and doesn’t have a printed credit card number, expiration date or security code.

The Card has a “Daily Cash” cash-back program. You earn 3% cash-back on purchases directly from Apple, Walgreens, Nike, Uber, and Nike. You also earn 2% cash-back on purchases made through Apple Pay and 1% cash-back on all other purchases.

Another excellent feature is seeing your overall spending at a glance, with trends and gorgeous visualizations. It could almost double up as a budgeting app so you see where you spend the most

Highlights

• Weighs 14 grams
• $0 annual fee
• Unlimited Cash Back Earnings

3. Chase Sapphire Reserve

One of the most popular metal cards is the Chase Sapphire Reserve. Similar to the Chase Sapphire Preferred, it is for the more avid travelers and those that spend more, with its accompanying higher annual fees. The $550 annual fee is definitely on the high side, but if you take advantage of the $300 travel credit every year, your annual fee will actually be more like $250.  Another reason this card is an excellent choice for travelers is that it allows you to transfer points you earn to several hotels and airlines 1:1. That includes Marriott Rewards, Southwest Rapid Rewards, United’s MileagePlus amongst others.

Highlights

• Weighs 13 grams
• $550 annual fee
• $300 Annual Travel Credit
• Free Doordash Dashpass
• Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

4. American Express Platinum Card®

One of the most prestigious metal credit cards from the makers of the Amex Black Card! Owners of this card get perks such as VIP status and $15 each month in Uber Cash for U.S. rides on your Uber account. Plus get a $20 bonus in December for up to $200 each year! Holders can also select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees, such as checked bags and in-flight refreshments, are charged by the airline. Really great travel card.

Highlights

• Weighs 18 grams
• $500 annual fee
• Earn up to $200 airline fee credit every year

5. Chase Sapphire Preferred

The Chase Sapphire Preferred card might have single-handedly made metal credit cards accessible to everyone, and made them very popular! It’s a very good entry-level prestigious credit card with an annual fee of $95. Users get 25% more value for their points when they redeem them for travel through Chase Ultimate Rewards.

Highlights:

• Weighs 13 grams
• $95 annual fee
• Free Doordash Dashpass
• Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

Final thoughts

Most of these metal credit cards are intended for those with a relatively high score, typically a FICO score of 720+. If you are the kind of person that typically carries a credit card balance at the end of each month, then these cards are probably not for you.

Another thing to consider is that when getting a prestigious metal credit card, they also typically come with annual fees. If you spend less than $1,000, it is typically not a good idea then to get a card with annual fees as high as these because it’s hard to offset your fees with the rewards you get from using them.

But something just has to be said about having a hefty status symbol such as a metal credit card! I myself use the Chase Sapphire Preferred and the perks that come with the card such as insurance, Doordash pass, and the occasional glance I get at the Drive through? Priceless!

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