Currency desk · live exchange rates
Convert any currency
Mid-market rates for the world's major currencies, refreshed daily. Type an amount — the result updates as you go.
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What this currency converter does
Enter an amount in any major currency and see it instantly in the others, at live mid-market exchange rates. It’s built for the everyday questions that actually come up: how much is that overseas price in dollars, how far will my budget stretch on a trip, is the airport kiosk ripping me off? Pick your two currencies, type a number, and the answer updates as you go — no refresh, no ads in the way of the result.
How the rates work
Every figure is anchored to the mid-market rate — the midpoint between what buyers and sellers are quoting, and the same number you’ll see on financial news. The rates refresh once a day, which is all the precision an everyday conversion needs. The key thing to understand: the rate a bank, card, or exchange desk gives you is almost always a little worse than this, because they add a margin. This tool shows you the honest baseline, so you can tell how much a provider is really charging.
Getting a fair rate when you exchange money
- Know the mid-market number first. Check it here before you change money, so you can spot a bad rate when you see one.
- Watch for “no fee” that hides a markup. A zero-commission booth often bakes its profit into a worse rate — compare against the figure above.
- Mind foreign-transaction fees. Many cards add 1–3% on overseas spending; a card without that fee usually beats cash exchange.
- Plan the bigger picture. See where the rest of your money should sit in our where to park cash tool, or track everything in the free dashboard.
Currency converter FAQ
How current are the exchange rates?
Rates are mid-market figures refreshed once a day. That’s plenty for budgeting, travel planning, and understanding prices — currencies move only fractionally within a day. They are reference rates, not the exact price a bank or card will give you on a live trade.
What is the mid-market rate?
The mid-market (or “interbank”) rate is the midpoint between the buy and sell price of a currency — the rate you see on financial news. Banks, airports, and card networks add a margin on top, so the rate you’re actually charged is usually a little worse than mid-market. Comparing against this number tells you how big that margin is.
Which currencies does the converter support?
The world’s most-traded currencies: the US dollar (USD), euro (EUR), British pound (GBP), Japanese yen (JPY), Canadian dollar (CAD), Australian dollar (AUD), Swiss franc (CHF), Chinese yuan (CNY), Indian rupee (INR), and Mexican peso (MXN). Enter one amount and it’s shown in all of them at once.
Why is the airport or bank rate different from this one?
Because they add a markup. The converter shows the “true” mid-market rate; a currency-exchange desk or a card with foreign-transaction fees builds its profit into a less favourable rate. Use this tool as the baseline to judge whether an offer is fair before you exchange money.
Can I use these rates for tax or accounting?
Treat them as a guide, not an official source. For tax filings or formal accounting, use the published rate from your tax authority or bank for the specific date in question. This converter is built for everyday decisions — planning a trip, sizing up a price abroad, or sanity-checking an exchange offer.