Managing your finances is hard. Personally, I’ve noticed that the older I’ve gotten, the more bills I have to keep track of. It’s super easy to forget some and lose track of others. This is where apps like Truebill comes in. It helps you stay on top of your financial obligations and bills. Phew!
What is Truebill?
Truebill is an app that helps people control their finances and control their spending. It helps you by connecting to your accounts and gives you a full picture of how your finances look and help you budget your money better.
By connecting all your various accounts, you’ll get a complete glance at your spending habits and all balances. You can also connect your Investment accounts to see those balances as well. Pretty neat features. Now here comes the best part 🙂
Truebill also helps you manage and cancel your unwanted subscriptions and It can also help you negotiate your bills! Heck, if it just had this one feature, it would be one of the greatest personal finance apps out there. It literally saves you money by negotiating better rates for you. You don’t even need to do anything except tell it to. Genius!
Is Truebill safe?
At the time of writing, Truebill was also rated 4.5 out of 5 stars on Trustpilot. This is an average of over 250+ user submissions and their opinions of the app. The company has already saved people over 14 million dollars and has been featured in Publications such as Forbes Magazine.
So yes, Truebill is very safe and very legit.
Now that you have an idea off what’s true bill is, what it does, and that it’s safe, let’s take a second to go over it’s features.
1. Truebill can negotiate your bills
Truebill has a feature called Lower My Bills. When you use this feature, Truebill will work with your service providers to help negotiate your bills lower.
To use this feature, you simply provide your recent bill or connect your service account to Truebill. Once that’s done, one of Truebill’s representative will contact your service provider on your behalf. They will work with them and to try and lower your bill. This feature alone can save you thousands per year in bills!
2. Truebill gives you a financial picture of your accounts
Instead of going back and forth between checking accounts, savings accounts, and investment accounts, Truebill allows you to look at your entire Financial picture in one place.
This is extremely convenient especially if you have multiple accounts scattered everywhere. It also helps you to track your spending. You can categorize your expenses so you can have a clear understanding of how you spend your money. This can help you budget your money tremendously!
3. Truebill can monitor your subscriptions
Truebill is able to scan through your accounts and flying any that are recurring subscriptions. This is especially useful if you have a subscription that you forgot about. This is more common than you think!
You know all those free trials that you see everywhere? What happens when you forget to cancel your subscription before your free trial ends? You now have the subscription that you don’t even use and you might have forgotten about.
Truebill Can highlight those and help you cancel them so you don’t waste money on things. Truebill can also help you request refunds. Super helpful!
4. Truebill monitors service outages
If you have an internet or cable outage, Truebill keeps an eye out for those. When those happen, Truebill can help you request credits from your service provider.
These credits can be in a form of partial refunds when outages occur. This is done for you and automatically so you get to save even more money without having to think about it.
How much does Truebill cost?
The Truebill app it’s free to download. Although there is a free version, It’s won’t have most of the premium features I’ve listed above. However, there is a premium version off Truebill.
Signing up for the premium version will cost you about $36 a year of $3 per month. Premium features include:
- Syncing your balances
- Premium Chat
- Cancellations Concierge
- Custom Categories
- Unlimited Budgets
- Smart Savings
- and More
The premium subscription can be canceled at any time. Honestly, I think paying $3 a month is an absolute steal for the I’m out of money you save in the long run. Definitely worth it in my opinion.
I could go on and on at how fantastic Truebill really is. What it offers for the amount of money you pay is definitely a steal. You absolutely cannot go wrong by using this app to better control your finances, better manage your subscriptions, and even negotiate your bills!
I highly recommend checking out Truebill, and it is safe and legit.