Field Chari
Founder & Personal Finance Writer
Field Chari started Digest Your Finances out of a simple frustration: almost everything written about money was either a sales pitch or a textbook. He wanted a place that explained how money actually works — budgeting, paying down debt, building savings, and investing for the long term — without the jargon or the hype.
Since then, he has written hundreds of guides and built free, hands-on calculators that help readers run their own numbers instead of guessing. The focus has always been the same: practical, honest advice for people in the messy middle of their financial lives, not finance professionals.
When a decision is genuinely above any blog’s pay grade, he says so and points readers to a licensed professional. Everything here is meant to help you make your own informed call.
Find Field on linkedin.com .
Latest from Field
How To Live Off Of Your Retirement Savings Forever
Retirement and financial freedom aren't only about how to get there or amassing as much wealth as you can, but it's also about how you can maintain your retirement and live comfortably for the rest of
Stocks VS Real Estate: Which Should You Invest In?
If you Googled the "the best type of investment/heres-how-to-not-be-afraid-to-invest/" you will probably notice that there is a clear divide between stocks and real estate.
The Housing Market Cooling Off
After years of prices skyrocketing and rates spiking, the 2026 market is finally cooling — but it's a slow thaw, not the crash a lot of people were waiting for. Here's what's actually happening.
Millennials Aren't Buying Homes. Top 5 Reasons Why They're Not
Ah yes, the "American Dream" of homeownership. It's been said over and over again how buying a home is the pinnacle of "making it" in America.
Is It A Good Idea To Use Your 401k To Buy A House?
Your 401k is not only your nest-egg to retirement, but your 401k can also be used as a down payment to buy a house!
Invest or Pay Off Debt: Which Is More Profitable?
To invest or to pay off debt — the question of the ages. You might think the answer is obvious, but you need to dig a little deeper. Here's how to actually decide.
How Exactly I Bought My Second Rental Property
I'm not gonna lie, I never in my wildest dreams ever imagined I'd be writing about how to buy a second rental property, and how I did it myself.
Should You Pay Off Your Mortgage Early? It Depends on Your Rate
The gut says kill the debt fast. The math says it hinges on one number — your interest rate. Here's how to actually decide.
What Age Range Are Millennials And What Does It Mean?
The general consensus agrees that the age range of Millennials are individuals that were born between the early 1980s and early 2000s.
10 Super Easy Tips To Stop Living Paycheck To Paycheck
"I can't wait for payday." Does that sound familiar? Over 70% of Americans live paycheck to paycheck — a startling number. Here are 10 easy ways to finally break the cycle.
How To Get A Perfect Credit Score: Is It Worth It?
The perfect credit score. 850. That is the highest credit score anyone can get on a scale of 300 to 850.
The Fed Is Raising Rates Again: What That Actually Changes for Your Money
After cutting from a 5.5% peak, the Fed reversed course in September and raised the fed funds rate to 4.00%. The effects land on your accounts at wildly different speeds. Here's what moves this month, what moves next year, and what never moves at all.