Field Chari
Founder & Personal Finance Writer
Field Chari started Digest Your Finances out of a simple frustration: almost everything written about money was either a sales pitch or a textbook. He wanted a place that explained how money actually works — budgeting, paying down debt, building savings, and investing for the long term — without the jargon or the hype.
Since then, he has written hundreds of guides and built free, hands-on calculators that help readers run their own numbers instead of guessing. The focus has always been the same: practical, honest advice for people in the messy middle of their financial lives, not finance professionals.
When a decision is genuinely above any blog’s pay grade, he says so and points readers to a licensed professional. Everything here is meant to help you make your own informed call.
Find Field on linkedin.com .
Latest from Field
How To Live Off Of Your Retirement Savings Forever
Retirement and financial freedom aren't only about how to get there or amassing as much wealth as you can, but it's also about how you can maintain your retirement and live comfortably for the rest of
Stocks VS Real Estate: Which Should You Invest In?
If you Googled the "the best type of investment/heres-how-to-not-be-afraid-to-invest/" you will probably notice that there is a clear divide between stocks and real estate.
Top 5 Best Vanguard Funds To Buy In 2026
If you are investing in the stock market for the long run, then there's no better performing way to do it than by investing in Vanguard funds.
The Housing Market Cooling Off in 2026
After years of prices skyrocketing and rates spiking, the 2026 market is finally cooling — but it's a slow thaw, not the crash a lot of people were waiting for. Here's what's actually happening.
Is It A Good Idea To Use Your 401k To Buy A House?
Your 401k is not only your nest-egg to retirement, but your 401k can also be used as a down payment to buy a house Buying a home is a huge financial investment, so it's important to understand all you
Millennials Aren't Buying Homes. Top 5 Reasons Why They're Not
Ah yes, the "American Dream" of homeownership. It's been said over and over again how buying a home is the pinnacle of "making it" in America.
Gold and Silver Are at Record Highs — Should You Sell Your Old Jewelry and Coins?
Gold blew past $4,000 an ounce and silver is near $60. That drawer of broken chains and inherited coins is worth more than it's ever been. Here's how to cash in without getting fleeced.
Top 5 Ways To Deal With Medical Bills on Your Credit Report
If you're one of the millions of Americans out there that incurred costly medical bills and didn't pay, you might have ended up with a medical collection account on your credit report.
Interest Rates Are Still High — Why 2026 Is the Year to Kill Your Credit-Card Debt
When safe cash pays around 4%, your 24% credit card is the single most expensive thing you own. Here's why high rates make debt payoff the best 'investment' on the board right now.
Mortgage Rates Are Back Near 6.5% — What It Means If You're Buying or Refinancing in 2026
The 30-year fixed ticked back up toward 6.5% this month. Here's how to think about buying, waiting, or refinancing when rates refuse to sit still.
The National Debt Just Passed $39 Trillion — Here's What It Actually Means for Your Wallet
$39 trillion, roughly $294,000 per household. It's a scary number — but what does it actually change about your budget, your savings, and your taxes? Let's separate signal from noise.
10 Super Easy Tips To Stop Living Paycheck To Paycheck
"I can't wait for payday." Does that sound familiar? Over 70% of Americans live paycheck to paycheck — a startling number. Here are 10 easy ways to finally break the cycle.