Field Chari
Founder & Personal Finance Writer
Field Chari started Digest Your Finances out of a simple frustration: almost everything written about money was either a sales pitch or a textbook. He wanted a place that explained how money actually works — budgeting, paying down debt, building savings, and investing for the long term — without the jargon or the hype.
Since then, he has written hundreds of guides and built free, hands-on calculators that help readers run their own numbers instead of guessing. The focus has always been the same: practical, honest advice for people in the messy middle of their financial lives, not finance professionals.
When a decision is genuinely above any blog’s pay grade, he says so and points readers to a licensed professional. Everything here is meant to help you make your own informed call.
Find Field on linkedin.com .
Latest from Field
The National Debt Just Passed $39 Trillion — Here's What It Actually Means for Your Wallet
$39 trillion, roughly $294,000 per household. It's a scary number — but what does it actually change about your budget, your savings, and your taxes? Let's separate signal from noise.
Invest or Pay Off Debt: Which Is More Profitable?
To invest or to pay off debt — the question of the ages. You might think the answer is obvious, but you need to dig a little deeper. Here's how to actually decide.
Where to Park Your Cash in 2026: T-Bills, I Bonds, and High-Yield Savings, Compared
Short-term Treasuries near 4% and I Bonds still paying over 4% — your emergency fund shouldn't be napping in a 0.01% checking account. Here's where cash actually earns in 2026.
Mortgage Rates Today: What They Mean If You're Buying or Refinancing
The 30-year fixed sits at 6.66% and has climbed five months running. Here's how to think about buying, waiting, or refinancing when rates refuse to sit still.
What Age Range Are Millennials And What Does It Mean?
The general consensus agrees that the age range of Millennials are individuals that were born between the early 1980s and early 2000s.
Top 5 Wealth Building Financial Planning Strategies
When it comes to your life and your finances, having a plan is something you don't want to mess up. Here are the five financial planning strategies everyone can — and should — implement.
How To Live Off Of Your Retirement Savings Forever
Retirement and financial freedom aren't only about how to get there or amassing as much wealth as you can, but it's also about how you can maintain your retirement and live comfortably for the rest of
Stocks VS Real Estate: Which Should You Invest In?
If you Googled the "the best type of investment/heres-how-to-not-be-afraid-to-invest/" you will probably notice that there is a clear divide between stocks and real estate.
Top 5 Best Vanguard Funds To Buy In 2026
If you are investing in the stock market for the long run, then there's no better performing way to do it than by investing in Vanguard funds.
Gold and Silver Are at Record Highs — Should You Sell Your Old Jewelry and Coins?
Gold blew past $4,000 an ounce and silver is near $60. That drawer of broken chains and inherited coins is worth more than it's ever been. Here's how to cash in without getting fleeced.
The Housing Market Cooling Off in 2026
After years of prices skyrocketing and rates spiking, the 2026 market is finally cooling — but it's a slow thaw, not the crash a lot of people were waiting for. Here's what's actually happening.
Is It A Good Idea To Use Your 401k To Buy A House?
Your 401k is not only your nest-egg to retirement, but your 401k can also be used as a down payment to buy a house!